:root{--navy:#082d4f;--navy2:#0e456f;--green:#73c92d;--green2:#56a713;--ink:#172536;--muted:#566779;--soft:#f3f7fa;--line:#d8e2e9;--white:#fff;--shadow:0 22px 60px rgba(8,45,79,.13)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:var(--navy2)}a:hover{color:var(--green2)}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.skip{position:fixed;left:16px;top:-100px;z-index:1000;padding:12px 18px;background:#fff;color:var(--navy)}.skip:focus{top:16px}.strip{padding:8px 18px;background:var(--navy);color:#fff;text-align:center;font-size:.72rem;font-weight:800;letter-spacing:.13em}header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.nav{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;color:var(--navy);text-decoration:none;line-height:1}.brand svg{width:44px;height:50px;flex:0 0 auto}.brand span{display:block}.brand b{font-size:1.16rem;letter-spacing:.02em}.brand em{font-style:normal;color:var(--green2)}.brand strong{display:block;margin-top:5px;font-size:.76rem;letter-spacing:.2em}.brand small{display:block;margin-top:6px;color:var(--muted);font-size:.5rem;letter-spacing:.1em}.nav nav{display:flex;align-items:center;gap:19px}.nav nav>a,.nav summary{color:var(--navy);text-decoration:none;font-size:.85rem;font-weight:750;cursor:pointer}.nav details{position:relative}.nav summary{list-style:none}.nav summary::-webkit-details-marker{display:none}.nav summary:after{content:'+';padding-left:5px}.nav details[open] summary:after{content:'−'}.drop{position:absolute;right:0;top:34px;width:250px;padding:10px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow)}.drop a{display:block;padding:9px 11px;border-radius:7px;text-decoration:none}.drop a:hover{background:var(--soft)}.menu-toggle{display:none}.button{display:inline-flex;align-items:center;justify-content:center;min-height:49px;padding:12px 21px;border:1px solid transparent;border-radius:7px;font-weight:800;text-decoration:none;cursor:pointer;font-size:.9rem}.primary{background:var(--green);color:#102d18}.primary:hover{background:#82d83b;color:#102d18}.secondary{background:#fff;border-color:#91a5b6;color:var(--navy)}.hero{padding:88px 0 76px;background:radial-gradient(circle at 80% 10%,rgba(115,201,45,.28),transparent 28%),linear-gradient(135deg,#fff 0%,#edf4f8 61%,#dfeaf1 100%);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.45fr .65fr;gap:70px;align-items:center}.eyebrow{display:block;margin-bottom:13px;color:#b3262f;font-size:.75rem;font-weight:850;letter-spacing:.15em;text-transform:uppercase}.hero h1,.subhero h1,h2{font-family:Georgia,"Times New Roman",serif;color:var(--navy);letter-spacing:-.03em}.hero h1{max-width:820px;margin:0 0 20px;font-size:clamp(3rem,6vw,5.5rem);line-height:.98}.hero p,.subhero p{max-width:750px;margin:0;color:var(--muted);font-size:1.16rem}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.trust-panel{padding:10px 0;border-top:1px solid #a7b8c5;border-bottom:1px solid #a7b8c5}.trust-panel div{display:grid;grid-template-columns:42px 1fr;gap:12px;padding:16px 4px;border-bottom:1px solid var(--line)}.trust-panel div:last-child{border:0}.trust-panel b{color:var(--green2)}.trust-panel span{font-weight:750;color:var(--navy)}.proof{padding:0;background:var(--navy);color:#fff}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr)}.proof-grid div{padding:23px;border-right:1px solid rgba(255,255,255,.16)}.proof-grid div:last-child{border:0}.proof-grid b,.proof-grid span{display:block}.proof-grid b{color:var(--green);font-size:1.12rem}.proof-grid span{color:#d8e5ef;font-size:.8rem}section{padding:78px 0}.intro,.split,.meeting{display:grid;grid-template-columns:1.25fr .85fr;gap:54px;align-items:start}.intro h2,.section-head h2,.cta h2,.content h2,.split h2,.agenda h2{margin:0 0 16px;font-size:clamp(2.1rem,4vw,3.8rem);line-height:1.06}.intro p,.content p,.split p,.light-cards p{color:var(--muted)}.intro aside{padding:30px;background:var(--soft);border-top:6px solid var(--green)}.intro aside h3{margin-top:0;color:var(--navy)}.intro aside li{padding:5px 0}.navy{background:var(--navy);color:#fff}.navy h2{max-width:900px;margin:0 0 34px;color:#fff;font-size:clamp(2.25rem,4vw,4rem);line-height:1.05}.lime{color:var(--green)}.grid3,.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid3 article{padding:28px;border:1px solid rgba(255,255,255,.18);border-top:4px solid var(--green)}.grid3 h2,.grid3 h3{margin:10px 0 8px;color:inherit}.grid3 p{color:#d7e4ed}.icon{color:var(--green);font-weight:850;font-size:1.25rem}.section-head{max-width:780px;margin-bottom:32px}.path-grid article{padding:30px;border:1px solid var(--line);border-top:5px solid var(--green);box-shadow:0 10px 30px rgba(8,45,79,.06)}.path-grid article>span{font-size:.7rem;font-weight:850;letter-spacing:.14em;color:#b3262f}.path-grid h2,.path-grid h3{margin:10px 0;color:var(--navy);font:700 1.55rem/1.2 Georgia,serif}.path-grid p{color:var(--muted)}.path-grid a{font-weight:800}.soft{background:var(--soft)}.cta{display:flex;align-items:center;justify-content:space-between;gap:40px}.cta h2{margin-bottom:8px}.cta p{margin:0;color:var(--muted)}.subhero{padding:67px 0;background:linear-gradient(135deg,#f7fafc,#e4edf3);border-bottom:1px solid var(--line)}.subhero h1{max-width:900px;margin:0 0 14px;font-size:clamp(2.7rem,5vw,4.8rem);line-height:1}.crumb{display:flex;gap:8px;margin-bottom:26px;color:var(--muted);font-size:.78rem}.crumb a{text-decoration:none}.timeline{display:grid;gap:0;max-width:970px}.timeline article{display:grid;grid-template-columns:70px 270px 1fr;gap:25px;align-items:start;padding:27px 0;border-bottom:1px solid var(--line)}.timeline b{color:var(--green2);font-size:1.2rem}.timeline h2{margin:0;font-size:1.55rem}.timeline p{margin:0;color:var(--muted)}.checks{list-style:none;padding:0}.checks li{position:relative;padding:10px 0 10px 33px;border-bottom:1px solid var(--line);color:var(--muted)}.checks li:before{content:'✓';position:absolute;left:2px;color:var(--green2);font-weight:900}.notice{margin-top:22px;padding:18px 20px;background:#fff;border-left:5px solid #b3262f;color:var(--muted)}.agenda{padding:32px;border:1px solid var(--line);border-top:6px solid var(--green);box-shadow:var(--shadow)}.agenda ol{list-style:none;padding:0;margin:0}.agenda li{display:grid;grid-template-columns:130px 1fr;gap:15px;padding:12px 0;border-bottom:1px solid var(--line)}.agenda li span{color:var(--muted)}.light-cards article{color:var(--ink);border-color:var(--line);box-shadow:0 10px 28px rgba(8,45,79,.06)}.light-cards h2{color:var(--navy);font-size:1.45rem}.light-cards p{color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin:30px 0}.steps div{padding:19px;background:#fff;border-top:4px solid var(--green)}.steps b,.steps span{display:block}.steps b{color:var(--green2)}.steps span{font-weight:800;color:var(--navy)}.content{max-width:860px}.faq{display:grid;gap:12px;max-width:900px}.faq details{padding:20px 22px;border:1px solid var(--line);border-radius:9px}.faq summary{cursor:pointer;color:var(--navy);font-weight:800}.faq p{margin-bottom:0;color:var(--muted)}.narrow{max-width:930px}.form{padding:36px;background:#fff;border:1px solid var(--line);border-top:6px solid var(--green);box-shadow:var(--shadow)}.form h2{margin:0 0 7px;font-size:2.2rem}.form>p{color:var(--muted)}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field.full{grid-column:1/-1}.field label{display:block;margin-bottom:6px;color:var(--navy);font-size:.84rem;font-weight:800}.field label span{color:#b3262f}.field input,.field select,.field textarea{width:100%;padding:13px;border:1px solid #aabac6;border-radius:6px;background:#fbfdff;color:var(--ink);font:500 1rem/1.4 inherit}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(115,201,45,.28);border-color:var(--green2)}.consent{display:flex;gap:10px;margin:21px 0;color:var(--muted);font-size:.9rem}.consent input{margin-top:4px;width:18px;height:18px;accent-color:var(--green2)}.fine{font-size:.77rem}.honey{display:none}.success{display:none;margin-bottom:22px;padding:18px;background:#eff9e7;border:1px solid #a8d683;color:#24500d;font-weight:750}.assistant-open{position:fixed;right:22px;bottom:22px;z-index:70;padding:14px 18px;border:0;border-radius:999px;background:var(--navy);color:#fff;box-shadow:var(--shadow);font-weight:800;cursor:pointer}.assistant-open span{color:var(--green)}.assistant{position:fixed;right:22px;bottom:80px;z-index:80;width:min(380px,calc(100% - 32px));background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 30px 80px rgba(8,45,79,.28);overflow:hidden}.assistant-head{display:flex;justify-content:space-between;gap:16px;padding:18px 20px;background:var(--navy);color:#fff}.assistant-head b,.assistant-head span{display:block}.assistant-head span{color:#cfe0eb;font-size:.78rem}.assistant-head button{border:0;background:transparent;color:#fff;font-size:1.8rem;cursor:pointer}.assistant-body{padding:19px}.assistant-note{margin-top:0;color:var(--muted);font-size:.85rem}.assistant-body>button{display:block;width:100%;margin:8px 0;padding:11px 13px;text-align:left;border:1px solid var(--line);border-radius:7px;background:#fff;color:var(--navy);font-weight:750;cursor:pointer}.assistant-body>button:hover{background:var(--soft)}.assistant-result{margin-top:14px;padding-top:14px;border-top:1px solid var(--line)}footer{padding:52px 0 26px;background:#041e36;color:#c9d7e2}.foot{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:35px}.foot-brand{color:#fff;font:700 1.5rem Georgia,serif}.foot h2{color:#fff;font:750 .84rem/1.2 inherit;text-transform:uppercase;letter-spacing:.1em}.foot a{display:block;margin:8px 0;color:#c9d7e2;text-decoration:none;font-size:.87rem}.foot a:hover{color:var(--green)}.legal{margin-top:28px;padding-top:20px;border-top:1px solid rgba(255,255,255,.15);font-size:.75rem}
@media(max-width:980px){.menu-toggle{display:block;padding:10px 13px;border:1px solid var(--line);border-radius:6px;background:#fff;color:var(--navy);font-weight:800}.nav nav{display:none;position:absolute;left:0;right:0;top:88px;padding:17px 20px;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);align-items:stretch}.nav nav.open{display:grid}.nav details{position:static}.drop{position:static;width:100%;margin-top:8px;box-shadow:none}.hero-grid,.intro,.split,.meeting{grid-template-columns:1fr}.hero-grid{gap:36px}.trust-panel{display:grid;grid-template-columns:1fr 1fr}.proof-grid,.grid3,.path-grid,.foot{grid-template-columns:1fr 1fr}.timeline article{grid-template-columns:50px 200px 1fr}}
@media(max-width:680px){.wrap{width:min(100% - 28px,1180px)}.strip{font-size:.59rem}.brand small{display:none}.brand svg{width:38px}.hero,.subhero,section{padding:58px 0}.hero h1{font-size:3.2rem}.trust-panel,.proof-grid,.grid3,.path-grid,.foot,.formgrid,.steps{grid-template-columns:1fr}.proof-grid div{border-right:0;border-bottom:1px solid rgba(255,255,255,.15)}.cta{display:block}.cta .button{margin-top:22px}.timeline article{grid-template-columns:42px 1fr}.timeline article p{grid-column:2}.agenda li{grid-template-columns:1fr;gap:2px}.form{padding:24px 19px}.field.full{grid-column:auto}.assistant-open{right:14px;bottom:14px}.assistant{right:16px;bottom:72px}.foot{gap:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}

/* National phone CTA */
.strip{display:flex;justify-content:center;align-items:center;gap:26px}
.strip-phone{color:var(--green);text-decoration:none;white-space:nowrap}
.strip-phone:hover{color:#fff}
.foot .footer-phone{margin-top:17px;color:var(--green);font-size:1.08rem;font-weight:850;letter-spacing:.04em}
.phone-digits{display:block;color:#9eb2c2;font-size:.78rem}
@media(max-width:680px){.strip{justify-content:center;gap:10px;letter-spacing:.07em}.strip span{display:none}.strip-phone{font-size:.68rem;letter-spacing:.12em}}
.navy .on-dark{color:#fff;text-decoration-color:var(--green);text-underline-offset:3px}.navy .on-dark:hover{color:var(--green)}
.resources article{display:flex;flex-direction:column}.resources article p{flex:1}.resources article a{font-weight:850}.on-navy li{color:#d7e4ed;border-color:rgba(255,255,255,.18)}